Methods and systems for ensuring that an individual is authorized to conduct an activity

A computer system for ensuring an individual is authorized to conduct an activity comprising:

• a processor;
• and
• a memory configured to store data, said computer system being associated with a network and said memory being in communication with said processor and having instructions stored thereon which, when read and executed by said processor cause said computer system to perform steps comprising:
• changing, in response to input by a first individual, a default authentication level to a different authentication level, the first individual being a ride sharing service customer and the different authentication level comporting with circumstances existing during an authentication transaction;
• receiving data of a biometric modality of a second individual, the biometric modality data being in accordance with the different authentication level and being captured by a terminal device operated by the second individual;
• after successfully authenticating the second individual based on the biometric modality data, determining whether the biometric modality data was captured from a live person;
• and
• determining the second individual is authorized to conduct the activity when the biometric modality data was captured from a live person.