Facilitating safer vehicle travel utilizing telematics data

A smart infrastructure component configured to use telematics data from a first vehicle to facilitate safer travel for a second vehicle, the smart infrastructure component comprising:

• a communication unit configured to receive telematics data that is (i) sampled by one or more sensors that are incorporated as part of a first computing device, and (ii) generated when the one or more sensors indicate that the first computing device, which is associated with a first driver, is stationary with respect to the first vehicle and is located within the first vehicle;
• and
• a processor configured to (i) identify a travel event, and (ii) generate a travel event-related data transmission indicative of information associated with the travel event based upon an analysis of the telematics data,
• wherein the communication unit is further configured to transmit the travel event-related data transmission to a second computing device or the second vehicle, which is associated with a second driver, when the travel event is relevant to the second computing device or the second vehicle, to thereby cause at least one of the second computing device or the second vehicle to
• (1) at least one of
• (i) provide, via the second computing device, a graphical user interface (GUI) including a display of
• (a) an indication of a description of the travel event, the indication of the description of the travel event including at least one of a text indication of the description or a graphical indication of the description, and
• (b) an indication of a location of the travel event, the indication of the location of the travel event including at least one of a text indication of the location, a graphical indication of the location, or a map indicating the location, or
• (ii) direct at least one other preventive or corrective action that affects driving of the second vehicle, and
• (2) display insurance policy pricing adjustment information associated with the second vehicle that is based upon a driver risk due to the identified travel event, so as to promote or reward risk averse behavior and safer driving via the displayed insurance policy pricing adjustment information,
• wherein the processor is further configured to determine whether the travel event is relevant to the second computing device or the second vehicle associated with the second driver based upon whether the location of the travel event, as determined based upon the telematics data, is within a threshold distance of a current location of the second computing device or the second vehicle,
• wherein the telematics data is indicative of acceleration, braking, cornering, and a location of the first vehicle.

An intermediate mobile computing device configured to use telematics data from a first vehicle to facilitate safer vehicle travel for a second vehicle, the intermediate mobile device comprising:

• a communication unit configured to receive telematics data that is (i) sampled by one or more sensors that are incorporated as part of a first computing device, and (ii) generated when the one or more sensors indicate that the first computing device, which is associated with a first driver, is stationary with respect to the first vehicle and is located within the first vehicle;
• and
• a processor configured to (i) identify a travel event, and (ii) generate a travel event-related data transmission indicative of information associated with the travel event based upon an analysis of the telematics data,
• wherein the communication unit is further configured to transmit the travel event-related data transmission to a second computing device or the second vehicle, which is associated with a second driver, when the travel event is relevant to the second computing device or the second vehicle, to thereby cause at least one of the second computing device or the second vehicle to
• (1) at least one of
• (i) provide, via the second computing device, a graphical user interface (GUI) including a display of
• (a) an indication of a description of the travel event, the indication of the description of the travel event including at least one of a text indication of the description or a graphical indication of the description, and
• (b) an indication of a location of the travel event, the indication of the location of the travel event including at least one of a text indication of the location, a graphical indication of the location, or a map indicating the location, or
• (ii) direct at least one other preventive or corrective action that affects driving of the second vehicle, and
• (2) display insurance policy pricing adjustment information associated with the second vehicle that is based upon a driver risk due to the identified travel event, so as to promote or reward risk averse behavior and safer driving via the displayed insurance policy pricing adjustment information,
• wherein the processor is further configured to determine whether the travel event is relevant to the second computing device or the second vehicle associated with the second driver based upon whether the location of the travel event, as determined based upon the telematics data, is within a threshold distance of a current location of the second computing device or the second vehicle, and
• wherein the telematics data is indicative of acceleration, braking, cornering, and a location of the first vehicle.